Your Trusted Partner for Financial Solutions
One of the top providers of financial services, Accurate Capital Plus focuses on handling and resolving non-performing assets (NPAs). With a solid track record and a group of seasoned professionals, we offer complete solutions that are customized to fit each individual client’s demands. Our goal is to maximize recovery and value realization while reducing the negative effects of non-performing assets (NPAs) on financial institutions.
Loans or advances that are past due or in default are known as non-performing assets, or NPAs. These are usually loans for which the borrower has not made interest or principal payments for a minimum of ninety days. Because NPAs have an impact on liquidity, profitability, and overall financial health, they are a major concern for financial institutions.Loans or advances that are past due or in default are known as non-performing assets, or NPAs. These are usually loans for which the borrower has not made interest or principal payments for a minimum of ninety days. Because NPAs have an impact on liquidity, profitability, and overall financial health, they are a major concern for financial institutions.
Three general categories are used to categorize NPAs:
Sub-Standard Assets: loans that haven’t been repaid in full for a duration of 12 months or less.
Doubtful Assets: loans that have spent a full year in the sub-standard category.
Loss Assets: loans that, even while the balance hasn’t been written off, the bank, internal or external auditors, or the central bank determine to be uncollectible and of low value.
Financial institutions may suffer from non-performing assets in a number of ways, including:
Reduced Profitability: Bank profitability is impacted as provisioning expenses rise and interest revenue from non-performing assets (NPAs) disappears.
Erosion of Capital: Banks with high NPA levels have to set aside a large amount of capital to cover possible losses, which takes money away from other productive endeavors.
Liquidity Issues: Raising NPAs can put a bank’s liquidity situation under pressure and make it harder for it to fulfill short-term obligations.
Increased Borrowing Costs: Due to perceived increased risk, financial institutions with high NPA levels may have to pay more for borrowing.
We at Accurate Capital Plus are aware of the difficulties and complications involved in managing non-performing assets. Our all-inclusive service portfolio is intended to help financial institutions improve their financial health and resolve non-performing assets (NPAs) in an efficient manner.
Asset Reconstruction: We buy non-performing assets (NPAs) from banks and other financial institutions, restructure and manage them to maximize value.
Debt Recovery: To recover unpaid debts, our committed team uses a number of tactics, such as settlement agreements, court cases, and negotiation.
Financial Restructuring: We assist debtors in reorganizing their debt by offering workable repayment schedules that complement their business and cash flow capacities.
NPA Identification and Classification: Our assistance to banks in precisely identifying and categorizing non-performing assets (NPAs) ensures regulatory compliance.
Risk Assessment and Mitigation: Our professionals carry out in-depth risk analyses and create plans to lessen the effect of non-performing assets (NPAs) on the balance sheet of the financial institution.
Regulatory Compliance: We make sure that everything we do complies with national and international laws, giving our clients piece of mind.
Data Analytics: By utilizing cutting-edge data analytics, we assist institutions in making wise decisions by offering insights about NPA trends.
Digital Platforms: Our digital technologies improve efficiency and transparency by streamlining the NPA resolution process.
When it comes to NPA settlement, Accurate Capital Plus takes a comprehensive and client-focused approach:
Customized Solutions: We are aware that every NPA instance is different. We customize our solutions to meet the unique needs and conditions of every customer.
Expert Team:Our team’s comprehensive approach to NPA resolution is ensured by the presence of individuals with vast experience in banking, finance, law, and asset management.
Ethical Practices: We conduct business with the utmost integrity, guaranteeing equity and openness in all of our interactions.
Innovative Techniques: We consistently develop our methods to improve recovery rates and operational efficiency by leveraging the most recent techniques and technologies.
• Proven Track Record: We've resolved NPAs successfully in the past, with a strong recovery rate.
• Client-Centric Approach: We ensure the best results by customizing our solutions to each client's unique needs.
• Comprehensive Services: Our NPA management solutions cover everything from asset rehabilitation to debt recovery and consultation services.
• Expertise: With each engagement, our expert staff contributes a multitude of experience and knowledge.
• Innovative Solutions: We improve our services by utilizing state-of-the-art technologies and creative approaches.
Accurate Capital Plus has a successful history spanning more than 20 years. During this long journey, we have never wavered in our dedication to helping people and companies achieve their goals, both personally and financially.
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Paschim Vihar, New Delhi
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